Amulets vs Offramp: The Best Alternative After Offramp’s Shutdown
If you are searching for Offramp in 2026, you are probably not just comparing crypto cards.
You are likely trying to understand what happened to Offramp, whether you can still use it, and where to move next.
Offramp has announced that it is winding down. According to its official shutdown timeline, fiat deposits and withdrawals, crypto deposits, and card spending stop on July 31, 2026. Crypto withdrawals stop on September 30, 2026, and the full platform closes after December 31, 2026.
That changes the question.
This is no longer just Amulets vs Offramp.
The real question is:
What should Offramp users use next if they still want to spend crypto in real life?
For users who want stablecoin powered card spending, transparent fees, and crypto rewards, Amulets is a strong alternative.
Quick comparison
Category | Amulets | Offramp |
Current status | Active crypto spending app | Shutting down |
Main use case | Spend stablecoins with a card | USD account, payouts, card, crypto and investments |
Card type | Virtual card | Virtual and physical card, but card spending stops July 31, 2026 |
Card network | Visa powered | Visa |
International FX fee | 1.25% | 1.5% |
Crypto rewards | Cryptoback in SOL | Not the core card proposition |
Stablecoin spending | USDT and USDC card settlement | Crypto services are being phased out |
Best for | Users who want to keep spending crypto | Existing users withdrawing before shutdown |
Why Offramp users need a next step
Offramp solved an important problem for freelancers, remote workers, and crypto users. It helped people receive USD, hold funds, cash out, use a card, move crypto, and access other financial tools.
But once a platform announces a shutdown, the priority changes.
Users no longer need a feature by feature comparison. They need continuity.
If you used Offramp mainly for card spending, crypto balances, international purchases, online payments, or stablecoin flexibility, you need a new product that is still focused on that use case.
That is where Amulets comes in.
Why Amulets is a strong Offramp alternative
Amulets is built around a simple idea: crypto should be useful in everyday life.
Instead of making crypto feel separate from daily spending, Amulets helps users turn stablecoins into practical payment power through a Visa powered virtual card.
The Amulets Card is accepted anywhere Visa is supported, including online shopping, travel bookings, restaurants, local stores, and digital marketplaces. Amulets says the card is accepted at over 150 million merchants worldwide.
For former Offramp users, this makes Amulets especially relevant.
It is not trying to copy every Offramp feature. It focuses on the part many crypto users need most after Offramp shuts down:
a simple way to keep spending stablecoins.
Fees: Amulets has a lower international FX fee
For international card spending, FX fees matter.
Amulets lists an international FX fee of 1.25%, based on Visa exchange rates. It also lists operational card purchase fees of 0.30 USD for purchases below 15 USD and 0.10 USD for purchases equal to or above 15 USD.
Offramp’s card fee documentation lists a 1.5% FX fee and a 2% ATM withdrawal fee. The FX fee applies when paying in a currency other than USD.
Fee | Amulets | Offramp |
International FX | 1.25% | 1.5% |
Card purchase below 15 USD | 0.30 USD | Not listed as a purchase fee in the cited card fee article |
Card purchase equal to or above 15 USD | 0.10 USD | Not listed as a purchase fee in the cited card fee article |
ATM withdrawal fee | Not core use case | 2% |
For users who travel, pay international merchants, or use global subscriptions, Amulets offers the lower published FX fee.
Rewards: Amulets gives Cryptoback in SOL
Another major difference is rewards.
Amulets offers Cryptoback on eligible card purchases. Instead of points, miles, or closed loyalty credits, rewards are paid in native SOL.
The standard Cryptoback tiers are based on eligible spending from the previous month:
Previous month eligible spend | Cryptoback rate |
Up to 400 USD | 0.5% in SOL |
401 USD to 999 USD | 0.75% in SOL |
1,000 USD or more | 1% in SOL |
Promotional campaigns | Up to 3% in SOL |
For users who already live in crypto, this is a meaningful upgrade.
With Amulets, eligible daily spending can help users accumulate real crypto over time.
Stablecoin spending with USDT and USDC
Amulets card transactions are settled using USDT or USDC. The card does not support direct spending with volatile assets like BTC, SOL, ETH, or BNB.
That is intentional.
Card payments require stable value at the moment of authorization and settlement. For everyday purchases, users usually want a 50 USD transaction to behave like a 50 USD transaction, not like a trade exposed to market volatility.
Amulets also makes the spending logic clear: USDT and USDC balances are separate, and a single transaction must be fully covered by one balance. By default, USDT is used first. If there is not enough USDT, the system can try to use USDC.
This helps users avoid confusion and reduce declined transactions.
What Offramp users should do now
If you currently use Offramp, the safest approach is to move before the deadlines.
Review Offramp’s shutdown timeline
Withdraw fiat before July 31, 2026
Move crypto before September 30, 2026
Set up a new card spending flow
Use Amulets if your priority is spending stablecoins with a crypto card
Amulets is not a full replacement for every Offramp feature.
If you need freelance payout rails, USD account details, or stock investing, you may need another dedicated solution for that part.
But if your priority is to keep using crypto for card payments, online purchases, travel, and everyday spending, Amulets is directly aligned with that need.
The bottom line
Offramp is shutting down. That means users need a next step.
Amulets is built for the next phase of crypto spending.
With USDT and USDC card settlement, Visa powered acceptance, lower published international FX than Offramp, app based virtual card control, and Cryptoback rewards in SOL, Amulets gives former Offramp users a practical way to keep using crypto in daily life.
For anyone searching for an Offramp alternative in 2026, Amulets is not just another comparison option.
It is a migration path for users who want to keep spending stablecoins after Offramp shuts down.
FAQ
Is Offramp shutting down?
Yes. Offramp has announced a shutdown timeline. Card spending, fiat deposits and withdrawals, and crypto deposits stop on July 31, 2026. Crypto withdrawals stop on September 30, 2026, and the full platform closes after December 31, 2026.
What is the best Offramp alternative for crypto spending?
For users who want to keep spending stablecoins with a card, Amulets is a strong alternative. It focuses on USDT and USDC card settlement, virtual card usage, transparent fees, and Cryptoback rewards in SOL.
Is Amulets the same as Offramp?
No. Amulets is not a direct copy of Offramp. Offramp offered a broader financial product for freelancers and remote workers. Amulets is focused on making crypto useful for real world spending.
Does Amulets offer crypto rewards?
Yes. Amulets offers Cryptoback on eligible card purchases, paid in native SOL. Standard tiers range from 0.5% to 1%, with promotional campaigns up to 3%.
Can I spend BTC, SOL, ETH, or BNB directly with the Amulets Card?
No. Amulets card transactions are settled using USDT or USDC. Native assets like BTC, SOL, ETH, and BNB are not used directly for card purchases.
